Terms of Use
Effective Date: August 3, 2026
Please read these Terms of Use carefully before using craigport.com (the "Website"). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this Website.
1. Acceptance of Terms
By visiting, browsing, or otherwise using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. These Terms apply to all visitors, users, and others who access or use the Website. Craig Port reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.
2. Educational Information Only
All content on this Website — including but not limited to articles, blog posts, the book Credit Confidence, the free guide, speaking presentations, videos, and any other materials — is provided for general educational and informational purposes only. The information is intended to help individuals, families, businesses, and organizations build a foundational understanding of credit and personal finance.
This content does not constitute individualized professional advice of any kind. It is not tailored to your specific financial situation, credit profile, goals, or circumstances. You should not rely on any information on this Website as a substitute for advice from a qualified professional.
3. No Financial, Credit, Legal, or Tax Advice
Nothing on this Website — including the book Credit Confidence, the free guide, speaking engagements, consulting sessions, media appearances, or any other content or service — constitutes financial advice, credit counseling, legal advice, or tax advice.
Craig Port is a financial educator and professional speaker, not a licensed financial advisor, credit counselor, attorney, or tax professional. All information shared is based on general knowledge and real-world lending experience and is intended for educational purposes only.
Before making any financial, credit, legal, or tax decisions, you should consult a qualified professional who is licensed and experienced in the relevant area and who can evaluate your individual circumstances.
4. No Guarantee of Credit Scores, Loan Approvals, Interest Rates, or Financial Results
Craig Port makes no representations, warranties, or guarantees — express or implied — that using any information, strategies, tools, or resources found on this Website will result in any specific outcome, including but not limited to:
An improvement in your credit score;
Approval for any loan, credit card, mortgage, or other credit product;
Favorable lending terms or interest rates;
Debt reduction or elimination;
Any other financial result or benefit.
Individual results vary based on many factors outside Craig Port's control, including your credit history, lender policies, economic conditions, and personal financial behavior. No content on this Website should be interpreted as a promise or prediction of any financial outcome.
5. User Responsibilities
By using this Website, you agree to:
Use the Website only for lawful purposes and in a manner consistent with these Terms;
Provide accurate information when contacting Craig Port or submitting any form on the Website;
Take personal responsibility for any decisions you make based on information found on this Website;
Consult a qualified professional before acting on any financial, credit, legal, or tax information;
Refrain from using the Website in any way that could damage, disable, overburden, or impair its functionality.
6. Intellectual Property and Permitted Use
All content on this Website — including text, graphics, logos, images, audio and video clips, the book Credit Confidence, the free guide, course materials, and all other materials — is the intellectual property of Craig Port and is protected by applicable copyright, trademark, and other intellectual property laws.
You may view, download, and print content from this Website for your own personal, non-commercial use only, provided you do not modify the content and you retain all copyright and proprietary notices. You may not reproduce, distribute, publicly display, create derivative works from, or otherwise exploit any content from this Website for commercial purposes without the prior written consent of Craig Port.
7. Prohibited Uses
You agree not to use this Website to:
Violate any applicable local, state, national, or international law or regulation;
Transmit any unsolicited or unauthorized advertising or promotional material;
Impersonate Craig Port or any other person or entity;
Collect or harvest any personally identifiable information from the Website;
Interfere with or disrupt the integrity or performance of the Website or its related systems;
Attempt to gain unauthorized access to any portion of the Website or its related infrastructure;
Use any automated means, including bots or scrapers, to access or collect data from the Website without express written permission.
8. Third-Party Websites and Services
This Website may contain links to third-party websites and services, including but not limited to Amazon (for book purchases) and LinkedIn (for professional networking). These links are provided for your convenience and informational purposes only.
Craig Port does not control, endorse, or assume any responsibility for the content, privacy practices, or terms of any third-party website. Visiting a third-party website is at your own risk, and you should review the applicable terms and privacy policies of any third-party site you visit.
The inclusion of any link on this Website does not imply endorsement of the linked site or its operator by Craig Port.
9. Accuracy and Availability of Website Information
Craig Port makes reasonable efforts to ensure that the information on this Website is accurate and up to date. However, no warranty or guarantee is made regarding the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related content on the Website for any purpose.
The Website may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond Craig Port's control. Craig Port is not liable for any loss or inconvenience resulting from Website downtime or unavailability.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Craig Port shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — this Website or any content, products, or services offered through it.
This includes, without limitation, damages for loss of profits, loss of data, loss of goodwill, personal injury, property damage, or any other intangible losses, even if Craig Port has been advised of the possibility of such damages.
Your sole remedy for dissatisfaction with the Website or its content is to stop using the Website.
11. Privacy
Your use of this Website is also governed by the Privacy Policy, which is incorporated into these Terms of Use by reference. Please review the Privacy Policy to understand how information about you is collected, used, and protected.
12. Changes to These Terms
Craig Port reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website. The "Effective Date" at the top of this page will be updated to reflect the date of the most recent revision.
It is your responsibility to review these Terms periodically. Your continued use of the Website after any changes are posted constitutes your acceptance of the updated Terms.
13. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.
14. Contact Information
If you have any questions, concerns, or feedback regarding these Terms of Use, please contact:
Craig Port
Email: craig@craigport.com
Website: www.craigport.com